1. Job description
The Structured Commercial Finance Senior Transaction Manager (“SCF STM”) assists in the structuring of transactions and is responsible for the approval process of transactions originated by Structured Commercial Finance, taking particular responsibility for the correct execution of documents required for the approval process, supervising the quality (data quality included) of proposals and undertaking periodic reviews and monitoring of existing transactions.

 
2. Responsibilities
The Senior Transaction Manager is responsible for:
• the write-up of credit applications, reviews and amendments; including financial analysis
• managing the credit approval process where the SCF STM acts as a principle point of contact for Risk Management
• the validation of Raroc calculations related to Structured Commercial Finance transactions
• data input and validation when Internal Reviews are considered
• the data entry in systems (such as MFA and Risk Rater) • accurate, efficient and timely execution of the credit files • covenant monitoring as well as periodic reporting
• the quality of credit files (data quality, effectiveness, accuracy/efficiency, timeliness)
• assisting in the implementation of lending policies (and modifications to these)
• interacting with internal and external clients to gather relevant information Additional management responsibilities:
• providing Structured Commercial Finance Origination and Structuring teams support and advice on all aspects on general lending to assist the SCF department in the management of its credit files
• coaching of the Structured Commercial Finance Transaction Management Team

 
3. Organisational context
On the initiative of the Structured Commercial Finance Origination and Structuring teams, the SCF STM could be involved in the negotiations with the client. As stated above the SCF STM is a principle point of contact for Risk Management and is fully responsible for the quality (accuracy, timeliness, efficiency) of the Structured Commercial Finance transactions. Scope is Structured Commercial Finance Products (essentially non-recourse or limited recourse trade receivable purchase programmes).

 
4. Skills and experience
• Academic degree (MBA) in economics, law (or comparable by experience).
• In-depth knowledge of Credit and Risk systems.
• Ideally at least 3 years of diversified and proven deal making /credit experience in (international) wholesale financial services. However, this position could also suit a “High Potential” seeking for (at least 2 yrs) experience in the credit process for structured transactions.

 
5. Personal profile
• Above average to excellent literacy skills.
• Above average to excellent command of English (written and spoken).
• Ability to work to tight deadlines.
• Sound analytical skills.
• Attention to quality / detail.